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Funerals are one of the largest expenses most people will incur at some point in their lives.

The cost of a funeral is upwards of $10,000, so a burial policy will provide your family with the means to celebrate your life's story.*

Grandchild

What is Final Expense Insurance?

Final Expense Insurance is essentially an insurance plan that provides financial assistance to surviving family members (beneficiaries). Though not required, funds may be used to help cover funeral or burial expenses.
Coverage allows you to plan ahead by making periodic payments for the remainder of the policy holder's life or an allotted term.



Couple

How does Burial Insurance or Final Expense Insurance Work?

To begin, Final Expense Insurance is similar to other types of insurance where there is a beneficiary whom the policy holder may name. There are two common ways to purchase Final Expense Life Insurance: Term Insurance and Permanent Insurance. Term Insurance provides a coverage period with the two most common time allotments being 15 and 20 years. Permanent Insurance holds value until the beneficiary passes away. Both types of Final Expense Insurance have low monthly installments which make it an easy choice for individuals with a fixed retirement income. Another major benefit of applying for final expense life insurance is that you often become exempt from being asked medical questions which would normally affect your rates for Whole Life Insurance.

Before deciding on a specific plan, it is important to take into consideration a variety of factors. These factors include: whether you wish to be buried or cremated, which type of casket you want and the size of your service. It is highly recommended that you contact a trusted funeral director to help guide you through the decision making process. Funeral Directors can also help you establish approximate costs and allow you to purchase final expense insurance more accurately.

Final Expense Life Quotes provides a powerful resource for finding rates based on your custom needs. Our free quote tool helps match our clients with Final Expense carriers. At Final Expense Quotes, it is our mission to help families plan in an easy and convenient way. We match our customers with the quality insurers in the industry. Make sure your family is provided for and get started today!